Which Of The Following Is True About The Insuring Agreement Of Part D Under The Personal Auto Policy
If there is another applicable car health insurance, your policy will pay pro-rata. However, for non-owned automobiles, the PAP is supernumerary; That is, it only pays when the limits of all other applicable insurance have been exhausted. Overall, custom furniture in vans and vans, as well as the loss of awnings or cabanas and equipment designed to create additional housing are excluded. These devices are non-standard exposures for which insurance can be acquired by approval. Under Part B, the insurer undertakes to pay the reasonable costs incurred by an insured person within three years of the date of an accident for the medical and funeral care necessary for bodily injury. A covered person designates you or a member of your family, while a motor vehicle, primarily intended for public roads or a trailer of any kind, during occupation or as a pedestrian, when struck by a motor vehicle. It also closes anyone else who occupies your covered car. Vehicles designed to be used primarily on public highways. These include road trials and deliveries. This exclusion (A.6.) does not apply to the possession, maintenance or use of „your covered car“ by Collision:The Upset (return) of a covered car or not in possession of a car, or hit another object. means the anger (return) of the covered or uncovered car in possession or the blow of another object. Any type of event causing the loss, except collision, is considered complete (except collision) Any type of event not excluded resulting in loss except collision. In order to allow you to identify some ambiguous hazards such as a collision or other collision, a list is provided in the directive.
You can wrongly call this list an exclusion. On the contrary, the risks presented in Table 14.7 „Non-collision losses“ are hazards other than collisions, which are therefore covered with other risks not excluded when another collision cover is considered. For example, the loss caused by an exploded bomb is neither a collision nor among the events cited as examples of other than collisions. Because a broken glass can occur in a collision or otherwise, the insurer allows you to consider the broken glass as part of the loss of collision, which denies the double restraints. Since you can only recover the cost of Part C of the PAP if you are involved in an accident involving a negligent driver of an uninsured motor vehicle, the definition of such a vehicle is essential. The directive defines it as a land vehicle or trailer of any type, with the following specifications: If an accident or loss occurs, you must immediately inform the company and indicate how, when and where it occurred. The notification should contain the names and addresses of the injured and witnesses. You can notify your agent or call the company. You must also meet the following conditions: the last two exclusions are confusing.
They are designed to prevent policyholders from receiving more coverage than what has been purchased.